Who Does PIP Cover and What to Do First?
Who Does PIP COver?
PIP covers:
The person(s) named on the policy
Household residents related by blood, marriage, or adoption
Step- or foster children
Any non-family passengers and/or pedestrians involved in the accident
A Step By Step Guide to PIP
Call your insurance agent
Ask if you have PIP - if yes, ask about limits on time and dollar amount
Ask your agent to take your Report of Loss claim
Ask your agent to phone in your report to the claims office
Ask your agent to call back with the claim number, address, and phone number of the claims office
Call the claims office and get the name of the claims adjuster handling your claim
Ask the claims adjuster to mail a PIP Application, Attending Physician's Report, and Salary Verification forms
Complete the PIP Application and return it to the claims adjuster
Have your doctor fill out the Attending Physican's Report form, return it to you, and then you will mail the form to the claims adjuster
Have your employer complete the Salary Verification form, return it to you, and then you will mail the form to the claims adjuster
Provide your claim number and adjuster's name, office address and phone number to all your Health Care Providers
Instruct your Health Care Providers to bill your PIP carrier directly, including copies of chart notes for each day of services